Waterfront Neighborhoods in North Miami

North Miami is home to several of Miami-Dade's most desirable waterfront neighborhoods, offering a range of coastal living experiences. This guide serves as your central hub for exploring these unique communities, from canal-front homes perfect for boating enthusiasts to estates with direct bay access.

Understanding the types of waterfront access is key when choosing your home:

• Canal-Front: The most common type in North Miami, offering protected dockage with access to the bay. Water depth and bridge clearances are critical factors to consider.
• Bay-Front: A limited number of properties offer direct, unobstructed views and access to Biscayne Bay, commanding the highest price premium.
• Intracoastal Waterway: While connected, direct Intracoastal frontage is less common within North Miami's single-family neighborhoods compared to its canal systems.

All waterfront properties in North Miami are located in Special Flood Hazard Areas (SFHAs). This means flood insurance is mandatory for any home with a federally-backed mortgage. Premiums are a significant part of the annual cost of ownership and depend on the home's elevation and construction. For more details, see our Flood Insurance Guide.

Furthermore, the value of waterfront homes is determined not just by the house itself, but by the linear feet of water frontage, seawall condition, dock size, and ease of access to the open bay (i.e., no fixed bridges).